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Queensland's Commercial Property Finance Experts

  • We’ve helped 3,300+ clients achieve their goals
  • Commercial Finance Experts for Queensland markets
  • Book your free call with a specialist commercial broker
Call 1300 262 098
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Commercial Property Finance broker - Smart Business Plans Australia

Nadine and Chris Connell
Co-Founders

Book Your Free Call With Nadine Connell

business loan brokers - What does a business finance broker do?

Nadine Connell

Director & Co-Founder.

Specialist Commercial Property Finance Broker.

  • 15 Years Commercial Experience
  • Proud MFAA Member
  • Helped raise over $550m+
  • Queensland Metro & Regional Expertise
  • Fast, Friendly, Personalised Service
  • Premise Purchases or Development
  • Complex Commercial Deals
business loan brokers - What does a business finance broker do?

Expert Commercial Property Finance Broker.

Get your Commercial Mortgage Options in Just 30 Minutes.

Or call 1300 262 098 to talk to our team

Why Choose Us As Your Commercial Mortgage Broker?

Queensland's Commercial Finance Specialists

60+ Lenders

Access our entire panel with just one application. More options mean better approval chances and rates.

Better Rates

We negotiate wholesale rates and know which lender is most competitive for your specific situation.

Expert Structuring

15+ years structuring complex commercial deals. We know what lenders want to see.

Free Service

No upfront fees. We're paid by the lender when your loan settles. You get expert help at no cost.

Fast Approvals

Get approved in 2-4 weeks. We know which lenders move fast and how to expedite your application.

Beat the Banks

Banks offer one option. We compare 60+. Save time, get better terms, and increase approval odds.

Ready to access better commercial finance options?

"Nadine is a fantastic broker! Highly knowledgeable and experienced. I highly recommend her for her commercial expertise."
Business loan refinancing
Chris & Renee DwyerBusiness Owners
"Nadine was awesome, professional and proactive. I never would have thought in a million years that the option she worked out for me existed!"
commercial property deposit
Imay GsBusiness Owner
"Nadine is absolutely amazing and was a true asset during a recent business acquisition. I highly recommend Nadine for anyone!"
Business overdraft
Mia BainBusiness Owner

Avoid Costly Commercial Mortgage Mistakes

We've seen it all - here's what goes wrong and how we help.

Wrong Lender

Each lender has specific criteria. Wrong choice = instant decline + wasted months.

"Banks said no. Right lender said yes in 2 weeks." - Michael T.

Poor Structure

Bad loan structure costs $100k+ over time. Most brokers miss this completely.

"Saved $180k just by restructuring." - Dr. Lim

Weak Application

Lenders need specific docs presented perfectly. DIY = decline.

"Two declines, then they got us approved." - James K.

We Know What Works

15 years • $550M+ settled • 60+ lenders • No upfront fees

Nadine Connell.
Your Expert Commercial Property Finance Broker.

  • 15 years Experience, 3,300 Happy Clients
  • Expert Commercial Mortgage Broker
  • Fast, Friendly, Expert service – QLD coverage.
Book Your Free 30 Min Call With Me
Mortgage & Finance Association of Australia

Meet Nadine Connell.
Your Commercial Mortgage Broker.

  • 15 years Experience, 3,300 Happy Clients
  • Commercial Mortgage Finance Specialist
  • Fast, Friendly, Expert service – Australia-wide.
Mortgage & Finance Association of Australia
Book Your Free 30 Min Call With Me

How We Get Your Commercial Finance Approved

Expert guidance from application to settlement and beyond

1

Free Lender Matching

30-minute consultation

We identify which of our 60+ lenders will approve your specific deal type and at what terms.

No upfront fees
2

Expert Application Management

Full service support

We prepare docs, negotiate terms, and manage all lender queries. You focus on your business.

15 years expertise
3

Settlement + Ongoing Support

Long-term partnership

Smooth settlement coordination plus annual reviews to ensure you stay competitive.

$550M+ settled

Ready to get started? Most deals approved within 4-8 weeks

Book Your Free Call →
Proud Members of the Mortgage and Finance Association of Australia

Access 60+ Commercial Lenders

Queensland's most comprehensive lender panel for competitive rates

Commonwealth Bank
Westpac
ANZ
NAB
Macquarie
Bank of QLD
Suncorp
Bendigo Bank
Pepper Money
Liberty
La Trobe
Judo Bank
Prospa
Thinktank
Scottish Pacific
Private Lenders
+ 44 More Lenders
60+
Active Lenders
$550M+
Loans Settled
15yrs
Experience
5.0★
Google Rating

We'll Find Your Perfect Lender Match

Expert knowledge of every lender's criteria ensures the best outcome

Get Expert Lender Matching →
Commercial Mortgage Broker Queensland | Brisbane, Gold Coast, Sunshine Coast | Local Experts

Commercial Morgages For Metro and Regional Queensland

We Bring Local Expertise With Statewide Coverage. Fast, Friendly, Expert Team.

Brisbane Metro

Queensland's commercial hub. From CBD towers to suburban warehouses, we finance it all.

Gold Coast

Australia's premier tourism & business destination. Specialists in hospitality & mixed-use developments.

Sunshine Coast

Rapidly growing commercial market. From Caloundra to Noosa, we're funding the Coast's future.

Toowoomba

The Garden City's commercial gateway. Supporting agriculture, logistics & regional business growth.

Regional Queensland

From mining towns to coastal cities, we understand regional Queensland's unique opportunities.

Commercial Property Finance Expert Guidance CTA - Reversed

Book Your Free 30 min Call With Nadine

With 15 years and $550M+ in commercial property finance deals, we've seen every scenario. Book your free 30 min call with our experts and get matched to the best commercial property loan options.

Client Success Stories

Real results from Queensland commercial property deals

Medical Centre Purchase

$1.6M

"After two bank rejections, they secured approval in just 4 weeks. Now saving $2,800/month compared to rent."

DL

Dr. Lim

Brisbane Medical Centre

SMSF Warehouse

$5.5M

"The SMSF structure saved us $180k in tax. Complex finance made simple by true professionals."

MK

Michael K.

Gold Coast Manufacturing

Development Finance

$8M

"Secured 70% funding in 3 weeks before our DA expired. Their relationships made the difference."

JD

John D.

Sunshine Coast Developer

$550M+
Total Settled
78%
Approval Rate
18 Days
Avg Approval
15 Years
Experience

Expert commercial mortgage advice • No upfront fees

Get Started →

Or call 1300 262 098

Your Commercial Mortgage Questions Answered

We finance all commercial property types including office buildings, retail shops, warehouses, industrial facilities, medical centres, childcare centres, mixed-use properties, development sites, and specialised properties like service stations. Whether you’re buying a small strata office or a $100M distribution centre, we have lenders to suit. 

How much deposit do I need for a commercial property?

Most lenders require 20-30% deposit for commercial property, though strong owner-occupiers can sometimes access 80% LVR (20% deposit). Investors typically need 30-35% deposit. Maximum LVRs vary by property type: owner-occupied premises up to 80%, standard commercial investment 70%, specialised properties 65%, and vacant land or development sites 50-65%. Your business strength and property location also influence the final LVR.

It can take between 6 – 12 weeks to get a commercial mortgage approved. Once you have booked your free, no obligation call with our team, we’ll assess you needs and situation, and give you an indicative chance of approval within 24-48 hours of receiving your basic information. In some situations the timeline can be accelerated, please talk to our team to see if you qualify.

No, we do not generally charge broker fees. We are typically compensated by the lender. In some situations where the deal is it complex or requires specialist experience, we may need to charge for our time. In these situations you will be informed ahead of time and can choose to proceed, or not.  We are specialist commercial property finance brokers with 15+ years experience focused exclusively on business and commercial finance. Unlike residential or generalist brokers who often don’t have the specialised knowledge or skills needed, we work on multiple commercial (often complex) transactions weekly. This expertise matters when structuring commercial deals effectively. We are proud members of the Mortgage and Finance Association of Australia.

We can broker commercial mortgages from $500k to $100m+ as we have a very deep lender panel that serve all parts of the commercial market. Talk to our team on 1300 262 098 to get a personalised quote and approval assessment.

Book Your Free Call With Nadine

Get Your Commercial Mortgage options in just 30 minutes

business loan brokers - What does a business finance broker do?

Nadine Connell

Director & Co-Founder.

Expert Commercial Mortgage Broker.

  • 15 Years Commercial Experience
  • Proud MFAA Member
  • Helped raise over $550m+
  • QLD-Wide Expertise
  • Fast, Friendly, Personalised Service
  • Premise Purchases or Development
  • Complex Commercial Deals

Or call 1300 262 098 to talk to our team

Working with us....

VS doing it yourself

Working with lenders directly

  • Only their own limited loan options
  • You have to call 60+ lenders yourself
  • You do the time-consuming hard work
  • You’re just a number
  • Unlikely to think creatively
  • Inflexible
  • Retail rates only
  • Likely to require credit check for pre-approval
  • Slow

Working with us

  • Access to 100’s of different loan options
  • Immediate access to 60+ lenders
  • We do the time-consuming hard work
  • Personalised service, family owned business
  • Can help solve complex situations
  • Flexible, Fast and Friendly
  • Can access to wholesale rates
  • Can get pre-approval without credit checks
  • Fast
“Would highly recommend to anyone looking for a stress free experience”
FrankBeaurepairs Victoria
“Thank you so much, you have been nothing but remarkable”
Christine & JasonRiding Adventures
”Would recommend Nadine to anyone that needing business finance”
GregSleepEazi
“You were able to get me a business line of credit when no one else could.”
NatashaHealth Care Equipment
Business finance broker - Smart Business Plans Australia

Have a question? Ask here!

Why our clients come to us:

Experience

We share our extensive business experience with our clients across business finance, strategy and planning.

Trusted advisor

We work for you, focusing on your unique situation, needs and business goals.

Efficiency

We attract clients that want to get things done as quickly and effectively as possible.

Transparency

Our services are generally free, but in the rare case a fee is needed, this would be disclosed up-front.

Relationship

We believe in creating lifelong partnerships with our clients.

Who we help.

We believe every Queensland business owner and commercial property investor deserves access to the best commercial mortgage broker options, so we created Smart Business Plans to unlock opportunities no matter where you’re located across the state.

That’s why we provide convenient and personalised consultations via virtual meeting or phone call (whichever you prefer), connecting you with our extensive network of 60+ commercial lenders who provide commercial property finance solutions—from owner-occupied premises to investment portfolios—wherever you are across the country.

Investor business plans - business loan brokers - business success tips
Commercial Property Finance Expert Guidance CTA

Book Your Free 30 min Call With Nadine

With 15 years and $550M+ in commercial property finance deals, we've seen every scenario. Book your free 30 min call with our experts and get matched to the best commercial property loan options.

Book Your Free Call Call 1300 262 098

Please note that all calculators, rates, amounts, case studies and examples on this page are for illustration purposes only. Nothing on this page is financial advice. Always seek your own financial advice before making any financial decisions. 

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