.elementor-25533 .elementor-element.elementor-element-24a3d0f{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-25533 .elementor-element.elementor-element-24a3d0f:not(.elementor-motion-effects-element-type-background), .elementor-25533 .elementor-element.elementor-element-24a3d0f > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#F0F7F7;}.elementor-25533 .elementor-element.elementor-element-3041d02 > .elementor-widget-container{margin:50px 0px 0px 0px;}.elementor-25533 .elementor-element.elementor-element-d11cb9e{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:center;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-25533 .elementor-element.elementor-element-553d113 > .elementor-widget-container{margin:-32px 0px 0px 0px;}.elementor-25533 .elementor-element.elementor-element-5ca8e8f{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-25533 .elementor-element.elementor-global-11298{width:100%;max-width:100%;}:root{--page-title-display:none;}@media(max-width:1150px){.elementor-25533 .elementor-element.elementor-element-d11cb9e{--flex-wrap:wrap;}}/* Start custom CSS for html, class: .elementor-element-3041d02 *//* ==============================================================
   Smart Business Plans — Commercial Property Loan Repayment
   Calculator
   ==============================================================
   Paste into: Elementor HTML widget > Advanced > Custom CSS
   Elementor replaces `.elementor-25533 .elementor-element.elementor-element-3041d02` with the widget's ID at runtime.

   Built on the SMSF Borrowing Capacity calculator CSS template.
   - Mode-swap pattern: single card, inputs/results swap in place
   - Above-the-fold optimised: 2-col input grid
   - Detail breakdown + term scenarios in collapsed expanders

   SECTION BACKGROUND: #F0F7F7 — set on the Elementor section
   that holds this widget (Section > Style > Background), not
   here. The card itself stays white in both modes.
   ============================================================== */

/* === DESIGN TOKENS ========================================== */
.elementor-25533 .elementor-element.elementor-element-3041d02 {
  --clc-blue: #0f43b3;
  --clc-blue-dark: #0a347d;
  --clc-blue-lift: #1854d4;
  --clc-navy: #071533;
  --clc-gold: #c9a800;
  --clc-gold-dark: #71540a;
  --clc-gold-tint: rgba(201, 168, 0, 0.10);
  --clc-teal: #008080;

  --clc-text: #071533;
  --clc-text-body: #444;
  --clc-text-muted: #666;
  --clc-text-subtle: #888;

  --clc-bg-card: #ffffff;
  --clc-bg-subtle: #f8fafc;
  --clc-bg-section: #f1f5f9;
  --clc-border: #e2e8f0;
  --clc-border-strong: #bbb;

  --clc-green: #047857;
  --clc-green-bg: #d1fae5;
  --clc-amber: #b45309;
  --clc-amber-bg: #fef3c7;
  --clc-red: #b91c1c;
  --clc-red-bg: #fee2e2;
  --clc-info: #0e7490;
  --clc-info-bg: #cffafe;

  --clc-radius: 8px;
  --clc-radius-lg: 12px;
  --clc-shadow-sm: 0 1px 2px rgba(7, 21, 51, 0.04), 0 1px 3px rgba(7, 21, 51, 0.06);
}

/* === BASE =================================================== */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc {
  font-family: inherit;
  color: var(--clc-text-body);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc *,
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc *::before,
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc *::after { box-sizing: border-box; }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc > * + * { margin-top: 24px; }

/* === HERO =================================================== */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero { display: flex; flex-direction: column; }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-badge {
  display: inline-flex;
  align-items: center;
  background: var(--clc-gold-tint);
  border: 1.5px solid var(--clc-gold);
  color: var(--clc-gold-dark);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 3px 12px;
  border-radius: 20px;
  width: fit-content;
  margin-bottom: 22px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-h2 {
  font-size: clamp(22px, 2.8vw, 34px);
  font-weight: 700;
  color: var(--clc-blue);
  line-height: 1.15;
  margin: 0 0 18px;
  padding: 0;
  letter-spacing: -0.01em;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-sub {
  font-size: clamp(14px, 1.6vw, 16px);
  color: var(--clc-text-body);
  line-height: 1.6;
  margin: 0 0 26px;
  max-width: 740px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-author {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-author-ring {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  overflow: hidden;
  flex-shrink: 0;
  border: 2px solid var(--clc-teal);
  background: var(--clc-border);
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-author-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-author-label { font-size: 12px; color: var(--clc-text-subtle); }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-author-name {
  font-size: 13px;
  font-weight: 700;
  color: var(--clc-blue);
  text-decoration: none;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-author-name:hover { text-decoration: underline; }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-author-div {
  width: 1px; height: 12px;
  background: var(--clc-border-strong);
  flex-shrink: 0;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-author-title { font-size: 12px; color: var(--clc-text-muted); }

/* === SINGLE CARD ============================================ */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-card {
  background: var(--clc-bg-card);
  border: 1px solid var(--clc-border);
  border-radius: var(--clc-radius-lg);
  padding: clamp(20px, 2vw, 28px);
  box-shadow: var(--clc-shadow-sm);
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-card-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  margin-bottom: 18px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--clc-border);
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-card-title {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--clc-navy);
  margin: 0;
  padding: 0;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-card-title--results { color: var(--clc-blue); }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-card-helper {
  font-size: 12px;
  color: var(--clc-navy);
}

/* Edit inputs button (ghost style, top-right of results view) */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-edit-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 12px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 600;
  color: var(--clc-blue);
  background: transparent;
  border: 1px solid var(--clc-blue);
  border-radius: var(--clc-radius);
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
  white-space: nowrap;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-edit-btn:hover {
  background: var(--clc-blue);
  color: #ffffff;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-edit-btn svg { flex-shrink: 0; }

/* === INPUTS GRID (2-column) ================================= */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-inputs-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 20px;
  margin-bottom: 4px;
}
@media (max-width: 720px) {
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-inputs-grid { grid-template-columns: 1fr; }
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-field { display: flex; flex-direction: column; }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-field--span2 { grid-column: 1 / -1; }
@media (max-width: 720px) {
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-field--span2 { grid-column: auto; }
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--clc-navy);
  margin-bottom: 6px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-optional {
  font-size: 11px;
  font-weight: 400;
  color: var(--clc-text-subtle);
  margin-left: 4px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hint {
  display: block;
  font-size: 11.5px;
  color: var(--clc-text-subtle);
  margin-top: 5px;
  line-height: 1.4;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hint strong {
  color: var(--clc-blue);
  font-weight: 700;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-input-wrap { position: relative; }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-prefix,
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-suffix {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  color: var(--clc-text-subtle);
  font-size: 14px;
  font-weight: 500;
  pointer-events: none;
  z-index: 1;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-prefix { left: 13px; }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-suffix { right: 13px; }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-input {
  width: 100%;
  padding: 10px 13px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 500;
  color: var(--clc-text);
  background: var(--clc-bg-card);
  border: 1px solid var(--clc-border);
  border-radius: var(--clc-radius);
  transition: border-color 0.15s, box-shadow 0.15s;
  -webkit-appearance: none;
  appearance: none;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-input-prefixed { padding-left: 26px; }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-input-suffixed { padding-right: 32px; }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-input:focus {
  outline: none;
  border-color: var(--clc-blue);
  box-shadow: 0 0 0 3px rgba(15, 67, 179, 0.12);
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-input[type="number"]::-webkit-outer-spin-button,
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-input[type="number"]::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-input[type="number"] { -moz-appearance: textfield; }

/* Select dropdown */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-select {
  width: 100%;
  padding: 10px 34px 10px 13px;
  font-family: inherit;
  font-size: 14px;
  font-weight: 500;
  color: var(--clc-navy);
  background-color: var(--clc-bg-card);
  border: 1px solid var(--clc-border);
  border-radius: var(--clc-radius);
  transition: border-color 0.15s, box-shadow 0.15s;
  -webkit-appearance: none;
  appearance: none;
  cursor: pointer;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'><path fill='%23666' d='M6 8L0 0h12z'/></svg>");
  background-repeat: no-repeat;
  background-position: right 13px center;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-select:focus {
  outline: none;
  border-color: var(--clc-blue);
  box-shadow: 0 0 0 3px rgba(15, 67, 179, 0.12);
}

/* === TOGGLE GROUPS ========================================== */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-toggle {
  display: flex;
  gap: 4px;
  background: var(--clc-bg-section);
  padding: 4px;
  border-radius: var(--clc-radius);
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-toggle-btn {
  flex: 1;
  padding: 8px 12px;
  font-family: inherit;
  font-size: 13px;
  font-weight: 500;
  color: var(--clc-text-muted);
  background: transparent;
  border: none;
  border-radius: 6px;
  cursor: pointer;
  transition: background 0.15s, color 0.15s, box-shadow 0.15s;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-toggle-btn:hover:not(.sbp-clc-toggle-active) {
  background: var(--clc-blue);
  color: #ffffff;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-toggle-btn.sbp-clc-toggle-active {
  background: var(--clc-bg-card);
  color: var(--clc-navy);
  box-shadow: var(--clc-shadow-sm);
  font-weight: 600;
}

/* === CALCULATE BUTTON ======================================= */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-btn-calc {
  display: block;
  margin: 18px auto 0;
  padding: 12px 28px;
  font-family: inherit;
  font-size: 15px;
  font-weight: 600;
  color: #ffffff;
  background: var(--clc-blue);
  border: none;
  border-radius: var(--clc-radius);
  cursor: pointer;
  transition: background 0.15s;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-btn-calc:hover { background: var(--clc-blue-dark); }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-btn-calc:focus-visible {
  outline: 2px solid var(--clc-navy);
  outline-offset: 2px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-error {
  margin-top: 12px;
  padding: 10px 14px;
  background: var(--clc-red-bg);
  border: 1px solid var(--clc-red);
  border-radius: var(--clc-radius);
  color: var(--clc-red);
  font-size: 13px;
  font-weight: 500;
  text-align: center;
}

/* === RESULTS VIEW =========================================== */

/* HERO RESULT — brand blue gradient block */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-result {
  background: linear-gradient(135deg, var(--clc-blue) 0%, var(--clc-blue-lift) 100%);
  color: #ffffff;
  padding: 22px 24px;
  border-radius: var(--clc-radius-lg);
  margin-bottom: 12px;
  position: relative;
  overflow: hidden;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-result::after {
  content: '';
  position: absolute;
  right: -40px; top: -40px;
  width: 180px; height: 180px;
  background: radial-gradient(circle, rgba(201, 168, 0, 0.28) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-result-label {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  opacity: 0.85;
  margin-bottom: 4px;
  position: relative; z-index: 1;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-result-value {
  font-size: clamp(28px, 4vw, 40px);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.1;
  font-variant-numeric: tabular-nums;
  position: relative; z-index: 1;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-hero-result-sub {
  font-size: 13px;
  opacity: 0.85;
  margin-top: 4px;
  position: relative; z-index: 1;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-status {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 5px 11px;
  border-radius: 999px;
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 0.02em;
  margin-top: 10px;
  position: relative; z-index: 1;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-status-green { background: var(--clc-green-bg); color: var(--clc-green); }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-status-amber { background: var(--clc-amber-bg); color: var(--clc-amber); }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-status-red { background: var(--clc-red-bg); color: var(--clc-red); }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-status-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: currentColor;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-status-text {
  font-size: 13px;
  color: var(--clc-blue);
  margin: 0 0 14px 0;
  padding: 0 4px;
  line-height: 1.5;
  font-weight: 500;
}

/* KPI metrics — 4-up */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-metrics {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin-bottom: 14px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-metric {
  background: var(--clc-bg-card);
  padding: 10px 12px;
  border-radius: var(--clc-radius);
  border: 1px solid var(--clc-border);
  text-align: center;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-metric-label {
  font-size: 11px;
  color: var(--clc-navy);
  font-weight: 600;
  margin-bottom: 4px;
  line-height: 1.3;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-metric-value {
  font-size: 16px;
  font-weight: 700;
  color: var(--clc-blue);
  font-variant-numeric: tabular-nums;
  line-height: 1.1;
}
@media (max-width: 720px) {
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-metrics { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 400px) {
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-metrics { grid-template-columns: 1fr; }
}

/* Annual cost rate panel (info style) */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy {
  padding: 10px 14px;
  border-radius: var(--clc-radius);
  margin-bottom: 16px;
  border: 1px solid transparent;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy--info {
  background: var(--clc-info-bg);
  border-color: var(--clc-info);
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy--green {
  background: var(--clc-green-bg);
  border-color: var(--clc-green);
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy--amber {
  background: var(--clc-amber-bg);
  border-color: var(--clc-amber);
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 4px;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy-label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  opacity: 0.8;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy--info .sbp-clc-adequacy-label { color: var(--clc-info); }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy--green .sbp-clc-adequacy-label { color: var(--clc-green); }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy--amber .sbp-clc-adequacy-label { color: var(--clc-amber); }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy-result {
  font-size: 16px;
  font-weight: 700;
  font-variant-numeric: tabular-nums;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy--info .sbp-clc-adequacy-result { color: var(--clc-info); }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy--green .sbp-clc-adequacy-result { color: var(--clc-green); }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy--amber .sbp-clc-adequacy-result { color: var(--clc-amber); }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-adequacy-detail {
  font-size: 12px;
  color: var(--clc-navy);
  line-height: 1.5;
}

/* === EXPANDABLE DETAILS ===================================== */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-details {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-expander {
  background: var(--clc-bg-card);
  border: 1px solid var(--clc-border);
  border-radius: var(--clc-radius);
  overflow: hidden;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-expander-summary {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 16px;
  font-size: 13px;
  font-weight: 600;
  color: var(--clc-blue);
  cursor: pointer;
  list-style: none;
  user-select: none;
  transition: background 0.15s;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-expander-summary::-webkit-details-marker { display: none; }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-expander-summary:hover { background: var(--clc-bg-subtle); }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-expander-icon::before {
  content: '+';
  font-size: 18px;
  font-weight: 700;
  color: var(--clc-blue);
  line-height: 1;
  display: inline-block;
  transition: transform 0.2s;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-expander[open] .sbp-clc-expander-icon::before {
  content: '−';
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-expander-body {
  padding: 4px 16px 16px;
  border-top: 1px solid var(--clc-border);
}

/* Breakdown table */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-breakdown {
  background: var(--clc-bg-card);
  border: 1px solid var(--clc-border);
  border-radius: var(--clc-radius);
  overflow: hidden;
  margin-top: 10px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-breakdown-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 9px 14px;
  font-size: 13px;
  color: var(--clc-navy);
  border-bottom: 1px solid var(--clc-border);
  gap: 16px;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-breakdown-row:last-child { border-bottom: none; }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-breakdown-row span:last-child {
  font-variant-numeric: tabular-nums;
  font-weight: 600;
  color: var(--clc-navy);
  white-space: nowrap;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-breakdown-muted {
  background: var(--clc-bg-subtle);
  font-size: 12.5px;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-breakdown-muted span:first-child {
  color: var(--clc-text-muted);
  font-style: italic;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-breakdown-muted span:last-child {
  color: var(--clc-text-muted);
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-breakdown-highlight {
  background: var(--clc-gold-tint);
  border-top: 2px solid var(--clc-gold);
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-breakdown-highlight span { color: var(--clc-navy); }

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-pct {
  font-size: 11px;
  color: var(--clc-text-subtle);
  font-weight: 500;
  margin-left: 4px;
}

/* Term scenarios table */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-note {
  font-size: 12px;
  color: var(--clc-text-muted);
  margin: 10px 0 10px 0;
  line-height: 1.5;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-table {
  background: var(--clc-bg-card);
  border: 1px solid var(--clc-border);
  border-radius: var(--clc-radius);
  overflow: hidden;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-head,
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-row {
  display: grid;
  grid-template-columns: 100px 1fr 1fr 1fr;
  align-items: center;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-head {
  background: var(--clc-bg-section);
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--clc-blue);
  border-bottom: 1px solid var(--clc-border);
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-head > div {
  padding: 9px 12px;
}

.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-row {
  font-size: 13px;
  color: var(--clc-navy);
  border-bottom: 1px solid var(--clc-border);
  font-variant-numeric: tabular-nums;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-row:last-child { border-bottom: none; }
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-row > div {
  padding: 9px 12px;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-row--current {
  background: var(--clc-gold-tint);
  font-weight: 600;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-lb {
  font-weight: 700;
  color: var(--clc-navy);
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-tag {
  display: inline-block;
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  background: var(--clc-gold);
  color: #ffffff;
  padding: 2px 6px;
  border-radius: 3px;
  margin-left: 4px;
  vertical-align: middle;
}

@media (max-width: 480px) {
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-head,
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-row {
    grid-template-columns: 80px 1fr 1fr 1fr;
    font-size: 12px;
  }
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-head > div,
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-scenarios-row > div {
    padding: 8px 10px;
  }
}

/* === DISCLAIMER ============================================= */
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-disclaimer p {
  font-size: 12px;
  color: var(--clc-text-subtle);
  line-height: 1.65;
  font-style: italic;
  background: var(--clc-bg-section);
  border-radius: var(--clc-radius);
  padding: 16px 20px;
  margin: 0;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-disclaimer strong {
  color: var(--clc-text-muted);
  font-style: normal;
}
.elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc-disclaimer em {
  font-weight: 600;
  font-style: italic;
}

/* === REDUCED MOTION ========================================= */
@media (prefers-reduced-motion: reduce) {
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc *,
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc *::before,
  .elementor-25533 .elementor-element.elementor-element-3041d02 .sbp-clc *::after {
    transition: none !important;
    animation: none !important;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-553d113 *//* ============================================================
   SBP Calculator Family - FAQ Section
   Prefix: sbp-cgc-faq-
   Light grey background. Categorised accordion (4 categories,
   10 questions). Native details/summary, no JS.
   Shared styling across the calculator family.
   ============================================================ */

.sbp-cgc-faq-wrap {
  font-family: inherit;
  width: 100%;
}

.sbp-cgc-faq-inner {
  max-width: 720px;
  margin: 0 auto;
  padding: 0 24px;
  box-sizing: border-box;
}

/* ── HEADER ── */
.sbp-cgc-faq-header {
  margin: 0 0 36px 0;
  text-align: left;
}

.sbp-cgc-faq-eyebrow {
  display: inline-block;
  font-size: .78rem !important;
  font-weight: 700 !important;
  letter-spacing: .1em !important;
  text-transform: uppercase !important;
  color: #008080 !important;
  margin: 0 0 14px 0 !important;
  font-family: inherit !important;
}

.sbp-cgc-faq-h2 {
  font-size: clamp(1.625rem, 3vw, 2rem) !important;
  font-weight: 700 !important;
  line-height: 1.22 !important;
  color: #0f43b3 !important;
  margin: 0 0 14px 0 !important;
  font-family: inherit !important;
}

.sbp-cgc-faq-sub {
  font-size: 1rem !important;
  line-height: 1.65 !important;
  color: #1a1a1a !important;
  margin: 0 !important;
  font-family: inherit !important;
  font-weight: 400 !important;
}

/* ── CATEGORY HEADER ── */
.sbp-cgc-faq-cat {
  font-size: .8125rem !important;
  font-weight: 700 !important;
  letter-spacing: .08em !important;
  text-transform: uppercase !important;
  color: #008080 !important;
  margin: 32px 0 14px 0 !important;
  padding: 0 0 8px 0 !important;
  border-bottom: 1px solid rgba(0, 128, 128, .35) !important;
  font-family: inherit !important;
}

.sbp-cgc-faq-cat:first-of-type {
  margin-top: 8px !important;
}

/* ── LIST ── */
.sbp-cgc-faq-list {
  display: flex;
  flex-direction: column;
  border: 1px solid #e5e7eb;
  border-radius: 8px;
  overflow: hidden;
  background: #ffffff;
}

/* ── ITEM ── */
.sbp-cgc-faq-item {
  border-bottom: 1px solid #e5e7eb;
  background: #ffffff;
}

.sbp-cgc-faq-item:last-child {
  border-bottom: none;
}

.sbp-cgc-faq-item[open] {
  background: #ffffff;
}

/* ── QUESTION ── */
.sbp-cgc-faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 24px;
  font-size: 1rem !important;
  font-weight: 600 !important;
  color: #071533 !important;
  cursor: pointer;
  list-style: none;
  font-family: inherit !important;
  line-height: 1.4 !important;
  transition: background .15s, color .15s;
}

.sbp-cgc-faq-q::-webkit-details-marker {
  display: none;
}

.sbp-cgc-faq-q::after {
  content: '';
  display: block;
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 20 20' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M5 7.5l5 5 5-5' stroke='%230f43b3' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  background-size: 20px;
  transition: transform .2s;
}

.sbp-cgc-faq-item[open] .sbp-cgc-faq-q::after {
  transform: rotate(180deg);
}

.sbp-cgc-faq-q:hover {
  background: #f8f9fc;
  color: #0f43b3 !important;
}

/* ── ANSWER ── */
.sbp-cgc-faq-a {
  padding: 0 24px 20px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.sbp-cgc-faq-a p {
  font-size: .9375rem !important;
  color: #0f172a !important;
  margin: 0 !important;
  line-height: 1.7 !important;
  font-family: inherit !important;
  font-weight: 400 !important;
}

.sbp-cgc-faq-a strong {
  color: #0f43b3 !important;
  font-weight: 700 !important;
}

.sbp-cgc-faq-a a,
.sbp-cgc-faq-a a:link,
.sbp-cgc-faq-a a:visited {
  color: #0f43b3 !important;
  font-weight: 600 !important;
  text-decoration: none !important;
  border-bottom: 1px solid rgba(15, 67, 179, .3);
  transition: border-color .15s;
}

.sbp-cgc-faq-a a:hover {
  border-color: #0f43b3;
}

/* ── RESPONSIVE ── */
@media (max-width: 600px) {
  .sbp-cgc-faq-h2 {
    font-size: 1.5rem !important;
    line-height: 1.25 !important;
  }

  .sbp-cgc-faq-sub {
    font-size: .9375rem !important;
  }

  .sbp-cgc-faq-q {
    padding: 16px 18px;
    font-size: .9375rem !important;
  }

  .sbp-cgc-faq-a {
    padding: 0 18px 18px;
  }

  .sbp-cgc-faq-a p {
    font-size: .9375rem !important;
  }
}

@media (prefers-reduced-motion: reduce) {
  .sbp-cgc-faq-q,
  .sbp-cgc-faq-q::after,
  .sbp-cgc-faq-a a {
    transition: none;
  }
}/* End custom CSS */
/* Start custom CSS for global, class: .elementor-global-11298 *//* Talk Directly to a Specialist CTA - Custom CSS for Elementor Widget */
/* Add this CSS to the Custom CSS section of your Elementor HTML widget */

/* Main wrapper with CSS containment for complete isolation */
.sbp-specialist-cta-wrapper {
    font-family: inherit; /* Maintains your site's Poppins font */
    line-height: 1.6;
    color: #333;
    box-sizing: border-box;
    contain: layout style; /* CSS containment for isolation */
    position: relative;
    z-index: 1;
}

/* Reset only for this widget */
.sbp-specialist-cta-wrapper *,
.sbp-specialist-cta-wrapper *::before,
.sbp-specialist-cta-wrapper *::after {
    box-sizing: border-box;
}

/* Brand Colors using CSS Custom Properties (scoped) */
.sbp-specialist-cta-wrapper {
    --sbp-specialist-blue: #0f43b3;
    --sbp-specialist-teal: #00cccc;
}

/* Main CTA Module */
.sbp-specialist-cta-wrapper .sbp-specialist-cta {
    background: transparent;
    padding: 0;
    margin: 60px auto;
    border: none;
    box-shadow: none;
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 40px;
    align-items: center;
    max-width: 900px;
    width: 100%;
}

/* Image section */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-image {
    position: relative;
}

.sbp-specialist-cta-wrapper .sbp-specialist-cta-image img {
    width: 100%;
    height: auto;
    display: block;
    max-width: 280px;
    border-radius: 4px;
}

/* Content section */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-content {
    padding: 0;
}

/* Headline styling */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-headline {
    color: var(--sbp-specialist-blue);
    font-size: 32px;
    font-weight: 700;
    margin-bottom: 16px;
    line-height: 1.2;
    font-family: inherit; /* Maintains Poppins */
    margin-top: 0;
}

/* Subheading styling */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-subheading {
    color: #000000;
    font-size: 18px;
    margin-bottom: 16px;
    line-height: 1.4;
    font-weight: 400;
    font-family: inherit;
}

/* Description styling */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-description {
    color: #000000;
    font-size: 14px;
    margin-bottom: 20px;
    line-height: 1.5;
    font-weight: 400;
    font-family: inherit;
}

/* Bold text within description */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-description b {
    font-weight: 600;
    color: inherit;
}

/* Intro text styling */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-intro {
    color: #000000;
    font-size: 16px;
    margin-bottom: 12px;
    font-weight: 500;
    font-family: inherit;
}

/* Links container */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-links {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

/* Link styling - heavily scoped to prevent affecting other links */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-link {
    color: var(--sbp-specialist-blue);
    text-decoration: none;
    font-size: 16px;
    font-weight: 500;
    padding: 10px 12px;
    transition: all 0.3s ease;
    position: relative;
    display: inline-flex;
    align-items: center;
    background: #f8f9fa;
    border-radius: 6px;
    width: fit-content;
    border: none;
    cursor: pointer;
    font-family: inherit;
}

/* Specific link variations */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-link.sbp-specialist-phone {
    font-weight: 600;
}

.sbp-specialist-cta-wrapper .sbp-specialist-cta-link.sbp-specialist-booking {
    font-weight: 600;
}

/* Link hover states */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-link:hover {
    color: var(--sbp-specialist-teal);
    text-decoration: none;
    background: #e6f7f7;
}

/* Icon styling */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-icon {
    margin-right: 8px;
    font-size: 14px;
}

.sbp-specialist-cta-wrapper .sbp-specialist-cta-icon.sbp-specialist-phone-icon {
    color: var(--sbp-specialist-teal);
    font-weight: bold;
}

/* Arrow after links */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-link::after {
    content: ' ›';
    font-size: 18px;
    margin-left: 8px;
    transition: transform 0.3s ease;
}

.sbp-specialist-cta-wrapper .sbp-specialist-cta-link:hover::after {
    transform: translateX(3px);
}

/* Focus states for accessibility */
.sbp-specialist-cta-wrapper .sbp-specialist-cta-link:focus {
    outline: 2px solid var(--sbp-specialist-blue);
    outline-offset: 2px;
}

/* Tablet responsive - Center aligned */
@media (max-width: 768px) {
    .sbp-specialist-cta-wrapper .sbp-specialist-cta {
        grid-template-columns: 1fr;
        gap: 30px;
        margin: 40px auto;
        text-align: center;
        padding: 0 20px;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-image {
        order: 1;
        max-width: 250px;
        margin: 0 auto;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-content {
        order: 2;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-headline {
        font-size: 28px;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-subheading {
        font-size: 16px;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-links {
        align-items: center;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-link {
        width: auto;
        max-width: 100%;
    }
}

/* Mobile responsive */
@media (max-width: 480px) {
    .sbp-specialist-cta-wrapper .sbp-specialist-cta {
        margin: 30px auto;
        padding: 0 15px;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-headline {
        font-size: 24px;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-subheading,
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-description {
        font-size: 15px;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-intro {
        font-size: 15px;
    }
    
    .sbp-specialist-cta-wrapper .sbp-specialist-cta-link {
        font-size: 15px;
        padding: 12px 16px;
    }
}

/* Performance optimizations */
.sbp-specialist-cta-wrapper {
    will-change: auto;
}/* End custom CSS */