Get finance to manage my cash flow

  • Access capital, consolidate debt
  • Overcome late paying suppliers
  • Bridge shortfalls in liquidity
Business vehicle finance - Bank loan business plans - Refinancing my business - Managing my cash flow

Trusted by 3,300 Australian business owners

Family owned for 15 years

5 Star Google Reviews

Expert team working for you

100’s business loan options

Australia-wide business lending

Fast and Friendly team

More than 60+ Australian lenders

Trusted by 3,300 Australian business owners

Family owned for 15 years

5 Star Google Reviews

Expert team working for you

100’s business loan options

Australia-wide business lending

Fast and Friendly team

More than 60+ Australian lenders

Challenges of Managing my cash flow

Managing cash flow is challenging.

  • Dealing with late payments
  • Balancing unexpected business expenses
  • Making sure you keep the lights on

Accessing business finance can be challenging too.

  • Which lenders will provide me a business loan?
  • What type of loan product is best fit for me?
  • How do I apply and get finance quickly?

That’s why we’re here to help

All-in-one business finance brokering services

Secured and unsecured business loans & refinancing

Asset, vehicle, equipment, machinery, low doc finance

Working capital, line of credit, invoice and cash flow finance.

Managing cash flow - finance checklist

Managing your cash flow is an essential part of your business – be it making sure you have your business expenses covered, dealing with clients payments that may fall behind, or taking on a new project or business opportunity that creates a short term liquidity issue. .

For many business owners, accessing the best business lending products enables you to manage through these periods so your business can continue to operate and grow.

Your day-to-day is focused on running your business, while ours is on staying across the ever changing business lending market. That’s why together, we can help you find and access the best business lending products to suit your unique needs and goals.

What minimum eligibility criteria applies?

Generally speaking, lenders are looking for:

  • An active Australian Business Number (ABN)
  • At least 6 months of business operation
  • A monthly turnover of more than $5K

Other criteria may apply depending on the specific requirements. In many cases we work with our clients to find creative solutions that combine different lending options because they provide the business outcomes for you overall. It all comes down to what you’re wanting to achieve.

Get started

Let’s get the commercial finance you need.

Business finance broker - Smart Business Plans Australia

Nadine Connell
Commercial Finance Broker

Key benefits we provide when

Managing my cash flow

60+ business lenders
Loans from $20k to $100m+
Large range of options, rates and terms
Quick approval and low doc options

Common uses for a loan when

Managing my cash flow

Bridging liquidity shortfalls
Getting early payment on outstanding invoices
Getting cash to start a new project
Paying for inventory, wages or rent
Dealing with emergency requirements

Why Work with Us?

We’ve had the privilege of helping more than 3,300 Australian business owners over the past 15 years, and we’d love to help you grow your trucking business as well.

Experience

We’ve helped over 3,300 Australian business owners during the past 15 years.

Access

We tap you into a network of 60+ potential lenders competing for your business.

Time

We make the process easier and faster so you can buy your business sooner.

How it Works

1. Talk to us

Share your goals with our lending experts.

2. We get to work

We negotiate with our network of 60+ lenders

3. You choose the best loan

We help you apply for the loan that best fits your needs.

Smart Business Plans Australia - Commercial Finance
Buying a Business - Avoid these mistakes if you want the best business loan - Managing my cash flow

Avoid these mistakes if you want the best Managing my cash flow

Some business owners aren’t aware that interacting directly with lenders could harm their chances of getting a business loan.

Here are some common mistakes to avoid:

  • Applying with multiple lenders directly.
  • Allowing multiple credit checks in a short period of time
  • Not being honest or omitting important information
  • Asking for more than is serviceable or securable.

Making these mistakes could mean you aren’t able to get a business loan at all, or only one with poor rates and terms. This is why it’s so beneficial to work with us. We partner with you and help you avoid these mistakes so you get the best outcomes possible.

Not just your commercial finance broker.

Your business partner for the long haul.

Over the past 15 years Nadine and Chris have had the privilege to help more than 3,300 Australian business owners realise their business goals. 

Everyone’s situation and needs are unique. That’s why we offer personalised commercial finance broker and planning services, designed to ensure you get the right type of business finance with the best rates and terms possible.

What’s more, as our client you’ll also get access to all the experience and knowledge of our team – helping you succeed long term. Together.

Business finance broker - Smart Business Plans Australia

Frequently asked questions

  • As business finance brokers, we work for you to find the best loans from our marketplace of more than 60+ lenders which included the big four banks like Westpac, CommBank, ANZ and National Bank, to regional and niche lenders like BOQ, JudoBank, Pepper Money, Scotpac and many, many more. We act as your business loan broker, so don’t provide business loans directly ourselves.

Have a question? Just ask!

One of our lending specialists will be in touch

Oops! We could not locate your form.

Business finance broker - Smart Business Plans Australia
Scroll to Top