What does a Business Finance Broker do?
- We save you time, money and hassles
- Make sure you get the best rates and terms
- Share our experience and knowledge
What is a Business Finance Broker?
A business finance broker is an accredited professional who acts as an intermediary between business owners seeking financing, and lenders or financial institutions.
At Smart Business Plans we specialise in understanding the complex world of business finance and use our expertise to help you find the most suitable funding solutions for your specific needs.
What Services Do Business Finance Brokers Provide?
- Needs Assessment: We start by thoroughly understanding your business, its financial situation, and your funding requirements.
- Finance Options Research: We research and identify various financing options that suit your business needs.
- Lender Matching: We connect you with lenders who are most likely to approve your application and offer favourable terms.
- Application Assistance: We help you prepare and submit loan applications, ensuring all necessary documentation is in order.
- Negotiation: We negotiate with lenders on your behalf to secure the best possible terms and rates.
- Ongoing Support: We provide support throughout the funding process and can assist with future financing needs.
Why Should I Use a Business Finance Broker?
- Save Time: We do the legwork of researching and comparing different financial products, saving you valuable time.
- Access to Multiple Lenders: We have relationships with numerous lenders, giving you access to a wider range of options.
- Expert Advice: We provide expert guidance on choosing the right financial product for your specific situation.
- Improved Chances of Approval: Our knowledge of lender criteria can help increase your chances of loan approval.
- Better Rates: Our negotiating power and market knowledge often result in better interest rates and terms.
What Types of Finance Can a Business Broker Help With?
Business finance brokers can assist with various types of funding, including:
- Business loans
- Equipment finance
- Commercial property loans
- Invoice finance
- Trade finance
- Vehicle and fleet finance
- Startup funding
How it Works
1. Talk to us
Share your goals with our lending experts.
2. We get to work
We negotiate with our network of 60+ lenders
3. You choose the best loan
We help you apply for the loan that best fits your needs.
Who we help
We believe all Australian business owners should have access to the best business finance and planning services, so we created Smart Business Plans to help you no matter where you live across Australia.
That’s why we provide convenient and personalised consultations via Zoom meetings or a phone call (whichever you prefer), helping you connect with an extensive and established network of 60+ Australian business lenders from wherever you are across the country.
Helping clients across Australia for 15 years
See which city you’re located in to learn more about out how we can help you
Sydney
Brisbane
Melbourne
Adelaide
Perth
Meet our team
Nadine
Co-Founder, Smart Business Plans
Nadine has more than 20+ years international and local business experience, including 15 years experience as owner-operator of Smart Business Plans Australia.
She has single-handedly written more than 3,300 business plans, and helped her clients seek over $300 million in bank lending and private investment. Nadine’s strengths are her tenacity, ability to find solutions to complex needs, and drive to provide efficient, fast and effective outcomes for her clients.
Chris
Co-Founder, Smart Business Plans
Chris brings more than 20+ years business management experience, including roles with tier 1 lenders such as the Commonwealth Bank, high-growth FinTech companies, as well as owner-operator of Smart Business Plans Australia.
Chris has significant international and local business management and growth experience, and specialises in customer support, partnerships and growth. Chris’s strengths are in communication, strategy development and client success.
Working with lenders directly
- Only their own limited loan options
- You have to call 60+ lenders yourself
- You do the time-consuming hard work
- You’re just a number
- Unlikely to think creatively
- Inflexible
- Retail rates only
- Likely to require credit check for pre-approval
- Slow
Working with us
- Access to 100’s of different loan options
- Immediate access to 60+ lenders
- We do the time-consuming hard work
- Personalised, expert service
- Can help solve complex situations
- Flexible
- May have access to wholesale rates
- Can get pre-approval without credit checks
- Fast
Frequently asked questions
What makes you different from other finance brokers?
Because we’ve helped more than 3,300 Australian business owners, we have a deep understanding of the complexities you face, not just in finding the best-fit financial products, but in navigating the application process successfully as well.
That’s why we’ve developed a unique, all-in-one service for our clients, which includes enhancing your business loan application with a business plan and 3 year cash flow projections when needed by the lender.
It’s very rare (if ever) to find a finance broker that provides this level of expertise, care and support for their clients. It’s been our experience that most mortgage brokers (and many business brokers) simply don’t have a full appreciation of the complexities involved in business lending and fail to fully explore the best possible outcomes for their clients.
How much do you charge?
We do not generally charge you for our business loan brokering services (in the rare case of a fee being required, we would advise you up front so you have the option to accept). This is because we are generally compensated by the business lender.
If you choose to use our business loan application enhancement services (which includes writing your business plan and cash flow projections if required by the lender), we will advise the cost for this up-front.
How do I get started?
We always start with a no-obligation, free 30 minute conversation or Zoom meeting.
Don’t worry, there’s nothing to prepare, just explain your current situation with our lending specialist, why you need a business loan, and help us run through our lending checklist.
From there, we’ll be able to align on the best pathway forward from there to help you achieve your goals.
Have a question? Just ask!
One of our lending specialists will be in touch
