Get Warehouse Property Loans from 5.95% - 8.20% and 60% - 80% LVR

A warehouse property loan is commercial finance specifically designed for purchasing or refinancing warehouse properties including distribution centres, logistics hubs, cold storage facilities, and storage warehouses. We typically arrange these loans at 60% – 80% with terms up to 30 years.

We can help you borrow up to 80% of the property value for prime warehouses and applicants, with distribution centres sometimes achieving around 75%. Owner-occupiers often access 5-10% higher LVRs than investors. Your borrowing capacity depends on the warehouse type, tenant quality, location, and your financial position.

Most warehouse property loans we arrange require a 20% – 40% deposit. Distribution centres with national logistics tenants may only need 20%, while cold storage facilities typically require 35%. We can sometimes access warehouse finance for owner-occupiers with just 20% deposit through our specialist lenders.

We’re currently seeing warehouse property finance rates from 5.95% with our panel of 60+ lenders. Prime distribution centres with 3PL operators often secure our lowest rates, while specialised facilities like cold storage may attract slightly higher rates.

Yes, we can arrange interest-only periods up to 5 years for most warehouse property loans. This is particularly common for investment warehouses with strong logistics tenants. Some of our private lenders offer full-term interest-only for warehouse investments.

Our major bank partners offer warehouse finance with terms between 1 – 30 years. Non-bank lenders in our panel typically provide 1-25 year terms, while private capital usually offers shorter 1-5 year terms for warehouse properties. We can access longer terms for newer distribution centres with quality tenants.

Yes, we work with specialised lenders who understand cold storage warehouse finance. LVRs are usually capped at 65% due to the specialised nature, but talk to our team to see what’s possible. Our lenders assess refrigeration system age, redundancy measures, and temperature control specifications carefully.

We can arrange finance for warehouse strata units, though options are more selective than freestanding warehouses. We typically secure up to 65% LVR for investment and 70% for owner-occupiers, but talk to our team to see what’s possible in your unique situation. The strata unit must have adequate truck access and loading facilities.

While similar, warehouse loans specifically focus on storage and logistics properties with emphasis on clear height (10m+), dock door ratios, and transport access. Industrial loans cover broader manufacturing facilities. We often secure better terms for warehouses due to strong e-commerce demand.

We can often arrange vacant warehouse finance through our private lending partners. They will typically require a clear leasing strategy and may limit your LVR to 50-60%. Talk to our team about helping you prepare and present your local logistics demand analysis to strengthen your application.

For existing warehouses, we don’t need pre-leases if you have adequate serviceability. However, warehouse construction finance typically requires 50-70% pre-lease commitment. We can often negotiate lower pre-lease requirements for distribution centres near major transport routes.

Yes, we regularly help clients refinance warehouse properties to reduce rates, access equity, or improve terms. With e-commerce driving warehouse values up, we’re helping many owners access better rates from 5.95%. We’ll assess if refinancing saves you money.

Yes, we specialise in SMSF warehouse purchases with up to 80% through our SMSF commercial property loan products. Your warehouse can be leased to third parties or your own business (at market rates). We’ll ensure your trust deed allows commercial property investment.