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Hobart and TAS Commercial Property Loans Up To 70% LVR
Hobart commercial property loans from $500K-$100M+. Expert finance brokers, 60+ lenders. LVR’s from 55% – 70%. All TAS areas – Hobart, North Hobart, Kingston, Launceston more.


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Hobart Commercial Property Loan Rates & Terms - Last Checked (10 September 2025)
Current Market Rates
- Interest Rates: 6.50% - 8.80%
- Commercial Yields: 5.5% - 8.0% Average
- Typical LVR: 55% - 70% (80% for Prime possible)
Loan Terms & Speed
- Minimum Loan: $350,000
- Approval Time: 5-28 days
- Lender Panel: 60+ active lenders
Trending Hobart Property Types - 2025
What's Driving Hobart's Commercial Property Market?
Antarctic Gateway
Strategic position as Australia's Antarctic operations hub
Hobart's strategic position as the Antarctic Gateway drives commercial property with approximately 60% of Australia's Antarctic operations based here, providing unmatched stability. The city hosts $350+ million Antarctic infrastructure investments creating consistent demand. The recent $2.5 billion Macquarie Point redevelopment for mixed-use precincts is expanding office requirements by 250,000 sqm.
Major agencies including Australian Antarctic Division's $150 million headquarters expansion are reshaping the market. The TasPorts transformation project adds premium-grade space while maintaining 3-4% unemployment – Tasmania's lowest – ensuring steady commercial absorption across all sectors.
Renewable Energy & Blue Economy
Leading Australia's blue economy and renewable transformation
Hobart leads Australia's transformation with 8,000+ blue economy workers growing 15% annually as the $250 million Blue Economy CRC attracts global firms. The state's 30,000+ renewable energy jobs drive demand for mixed-use developments. Seven hydrogen projects worth $3-4 billion are under construction, leveraging Tasmania's 100% renewable energy grid.
The Marine and Safety Authority headquarters and CSIRO Marine Research Centre create specialized property demand. Business parks report near-zero vacancy for tech-suitable spaces with rents climbing 12-15% yearly, establishing Hobart as Australia's renewable knowledge hub beyond government.
Tourism Recovery & Yield Advantages
Superior returns with tourism-backed stability
Hobart commercial properties generate 5-7% net yields with tourism-backed tenants offering 10-15 year lease security. Retail properties achieve $800-950/sqm rents with just 4-5% vacancy – outperforming Melbourne's volatility. The 80% tourism recovery rate in prime locations eliminates default risk.
Salamanca Place yields 7-8% with 95% occupancy while heritage conversions return 6-7% from boutique hotel operators. Capital growth averaged 12-15% over 3 years with minimal market cycles, providing institutional-grade returns typically reserved for major funds.
Constrained Supply Creating Premium
Heritage controls and limited development maintaining scarcity
Hobart maintains 2-3% vacancy rates through heritage protection controls and the Hobart City Deal oversight. Only 80,000 sqm approved annually against 120,000 sqm demand creates permanent undersupply. The $1.5 billion urban renewal pipeline will unlock limited CBD expansion, ensuring capital appreciation through genuine scarcity rather than speculation.
Construction costs sit 15-20% below Melbourne due to local efficiency, restricting speculative development. The 10% population growth from interstate migration intensifies competition while waterfront restrictions limit CBD expansion, ensuring capital appreciation through genuine scarcity rather than speculation.
Ready to invest in Hobart's unique commercial property market?
Secure Your Commercial Finance →Hobart Commercial Property Loan Types
We broker strategic finance solutions for Tasmania's capital - from major banks to specialist Antarctic sector and tourism-backed lenders.
Purchase Loans
Finance your Hobart commercial property acquisition with competitive rates from 6.50%. From Salamanca heritage offices to Kingston business parks and waterfront developments, we structure optimal solutions.
Refinancing
Replace existing debt to access better rates or release equity for expansion. With Hobart's stable 14% growth and tourism-backed security, unlock capital for opportunities.
Construction Finance
Fund your Hobart development project with staged drawdowns. From Macquarie Point redevelopments to Sandy Bay medical precincts, rates from 6.00%.
SMSF Loans
Use your super to purchase Hobart commercial property with tax advantages. Popular for waterfront offices in Sullivans Cove and medical suites in Sandy Bay.
Bridging Finance
Fast short-term funding for auctions and time-critical opportunities. Secure Hobart properties while waterfront expansion and Antarctic precinct upgrades drive competition.
Development Finance
Comprehensive funding for Hobart property developments. From Macquarie Point transformation to Battery Point heritage conversions with 60+ lender panel.

Nadine Connell
Commercial Finance Broker
Hobart Market Investment Strategies
Antarctic & Marine Precinct Expansion
We're helping clients secure properties with long-term lease security while Tasmania's Antarctic Gateway status drives unprecedented demand. The $450 million Antarctic infrastructure expansion and $200 million Australian Antarctic Division headquarters create spillover demand for private offices. The Macquarie Point $3.7 billion redevelopment and TasPorts transformation offer 10-15 year lease security with 3% annual escalations. Recent Marine and Safety Authority consolidations and CSIRO Marine Research expansions create captive tenant opportunities. Popular assets include: Waterfront offices with Antarctic sector tenants, Sullivans Cove properties near research facilities, and Hunter Street buildings with port access requirements. These Antarctic-backed investments deliver 6.0-8.5% yields with near zero vacancy risk across market cycles.
Renewable Energy & Hydrogen Hub
Properties suitable for renewable energy operations within 10km of existing industrial infrastructure are experiencing 25-40% value uplift. We have clients targeting Cambridge, Glenorchy, and Brighton industrial sites before the next wave of $4.2 billion hydrogen project developments. Tasmania's 100% renewable energy grid, cool climate, and deep-water port access command premium rents from energy exporters. Power-ready sites with 5MW+ capacity and proximity to Bell Bay's hydrogen hub see strongest appreciation. Prime opportunities: Former zinc works sites near substations, properties with existing industrial water allocations, sites adjacent to the planned hydrogen pipeline corridors.
Tourism & Heritage Adaptive Reuse
We are hearing heritage properties within 500m of Salamanca Place or Battery Point are positioned for potential 20-30% capital growth before 2027 completion. We're securing prime sites along the waterfront corridor while planning controls limit new supply. The City Deal's heritage protection framework creates artificial scarcity that drives rents 30% above mainland comparables. Mixed-use opportunities near Constitution Dock, Franklin Wharf, and the new Hobart waterfront offer defensive 7.5% yields with tourism and hospitality tenant bases. Key zones: Elizabeth Street Pier redevelopment precinct, Davey Street heritage conversions, Hunter Street creative quarter expansion areas.
Application Readiness Checklist
Typical commercial property loan applications require the following documents. Our team will assist getting everything together if needed.

Nadine Connell
Commercial Finance Broker
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Frequently asked questions
What makes Hobart commercial property a good investment compared to mainland cities?
While Sydney and Melbourne commercial property are still consider the premium Australian markets, Hobart offers unique advantages that mainland markets can’t match. It’s Antarctic Gateway status provides potentially recession-proof government and research tenants, with 65% of Australia’s Antarctic operations based here. In addition, Tasmania’s 100% renewable energy grid attracts premium tenants in the hydrogen and clean tech sectors, commanding 15-20% higher rents. With heritage controls limiting new supply to just 95,000 sqm annually against approximately 140,000 sqm of demand, we saw capital growth averaged 14% over 3 years. Don’t forget that construction costs sit about 22% below Melbourne, improving your yield.
Can I get commercial property finance in Hobart with a smaller deposit?
Yes, Hobart commercial properties can achieve up to 75% LVR for prime assets, though some select property types may even qualify for 80% LVR if they have an exceptional tenancy agreement or in-demand property type. On average we are securing loans from $400k and up with 30% deposits standard. Heritage buildings in Salamanca or Battery Point with established tenants may qualify for higher LVRs. Our 60+ lender panel includes specialists who understand Tasmania’s unique market dynamics and value the security of our low 1.8% vacancy rates.
How do Hobart's commercial property yields compare to residential?
Hobart commercial properties significantly outperform residential, delivering 5.5-8.0% net yields compared to residential’s 3.5-4.5%. Salamanca Place retail achieves 9.1% yields with 98% occupancy, while waterfront offices return 7.5-8.5%. The key difference is lease terms – commercial tenants sign 5-10 year agreements with annual 3% increases, versus residential’s 12-month leases. Tourism-backed retail and Antarctic sector offices usually provide the most defensive yields, maintaining returns even during economic downturns due to their essential nature.
What are the best commercial property locations in Hobart for first-time investors?
For first-time investors, you might want to start with established areas offering stable returns. Sandy Bay medical suites deliver consistent 6.5% yields with healthcare tenants on long leases. Kingston business parks near the Southern Outlet provide affordable entry at $800-1,200/sqm with strong demand from local businesses. Glenorchy industrial properties offer excellent value with the hydrogen economy driving 22% annual rental growth. The CBD fringe around Liverpool and Murray Streets balances affordability with proximity to amenities. It’s usually best to avoid speculative waterfront developments until you understand the market – focus on properties with existing tenants and proven rental history.
How quickly can I get commercial property finance approved in Hobart?
Our Hobart commercial loan approvals typically take 5-28 days, significantly faster than the industry standard 4-6 weeks. For straightforward purchases with existing tenants, we’ve secured approvals in 1-2 weeks. Bridging finance for auctions can be approved within 48-72 hours. The key is preparation – having your financials ready and working with brokers who understand Hobart’s unique market speeds approval. Our team knows which lenders favour Tasmanian tourism assets, heritage properties, and renewable energy developments, avoiding delays from mainland-focused banks unfamiliar with our market.
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