We bring 60+ potential lenders to you.

Our lending marketplace

Get lenders competing for you. Not you chasing them.

The business lending landscape has changed dramatically in the past 10 years. There are more business lenders and loan products than ever before. This makes it very challenging for business owners to find the best business loan options themselves. 

That’s why working with a professional business finance broker makes so much sense. We work with 60+ potential lenders to find the loan option that best suits your goals, considering things such as secured or unsecured loans, interest rates, loan terms, conditions, and repayment and refinancing strategies.

Benefits to you

  • We do the hard work for you. 
  • We find the loan options that best suit your goals
  • We help you through the application process. 

A common mistakes we see clients make is working with potential lenders before they come to us. This can impact your credit score and hurt your chances of success. It’s always advisable to talk to us before you speak to lenders. We work with potential lenders to negotiate potential deals before we interact with their credit teams. 

Get started

Let’s get the business finance you need.

Business finance broker - Smart Business Plans Australia

Nadine Connell
Business Finance Expert

We get you the best business finance
from our marketplace of 60+ lenders

Business finance broker - Smart Business Plans Australia

Become a client

Our clients come to us for the following reasons:

Experience

We share our extensive business experience with our clients across business finance, strategy and planning.

Trusted advisor

We work for you, focusing on your unique situation, needs and business goals.

Efficiency

We attract clients that want to get things done as quickly and effectively as possible.

Transparency

Our services are generally free, but in the rare case a fee is needed, this would be disclosed up-front.

Relationship

We believe in creating lifelong partnerships with our clients.

Who we help

We believe all Australian business owners should have access to the best business finance and planning services, so we created Smart Business Plans to help you no matter where you live across Australia. 

That’s why we provide convenient and personalised consultations via Zoom meetings or a phone call (whichever you prefer), helping you connect with an extensive and established network of 60+ Australian business lenders from wherever you are across the country. 

Helping clients across Australia for 15 years

See which city you’re located in to learn more about out how we can help you

Who we are

Sydney

Brisbane

Melbourne

Adelaide

Perth

Meet our team

business loan brokers - What does a business finance broker do?

Nadine

Co-Founder, Smart Business Plans

Nadine has more than 20+ years international and local business experience, including 15 years experience as owner-operator of Smart Business Plans Australia. 

She has single-handedly written more than 3,300 business plans, and helped her clients seek over $300 million in bank lending and private investment. Nadine’s strengths are her tenacity, ability to find solutions to complex needs, and drive to provide efficient, fast and effective outcomes for her clients. 

business loan brokers - What does a business finance broker do?

Chris

Co-Founder, Smart Business Plans

Chris brings more than 20+ years business management experience, including roles with tier 1 lenders such as the Commonwealth Bank, high-growth FinTech companies, as well as owner-operator of Smart Business Plans Australia. 

Chris has significant international and local business management and growth experience, and specialises in customer support, partnerships and growth. Chris’s strengths are in communication, strategy development and client success.

Working with lenders directly

Working with us

Frequently asked questions

As your business finance broker we work for you – not the bank. 

We start by doing a deep-dive into your business goals and current situation. Based on our understanding and experience, you then engage us to represent your interests and negotiate on your behalf with more than 60+ Australian lenders in our commercial lending marketplace.

We do the hard, time-consuming work to find you the best rates and terms available from a range of options, so you can choose the right business loan for you. 

Best of all, our business finance brokering services are generally free to you, as we are compensated by the lender. 

Because we’ve helped more than 3,300 Australian business owners, we have a deep understanding of the complexities you face, not just in finding the best-fit financial products, but in navigating the application process successfully as well. 

That’s why we’ve developed a unique, all-in-one service for our clients, which includes enhancing your business loan application with a business plan and 3 year cash flow projections when needed by the lender. 

It’s very rare (if ever) to find a finance broker that provides this level of expertise, care and support for their clients. It’s been our experience that most mortgage brokers (and many business brokers) simply don’t have a full appreciation of the complexities involved in business lending and fail to fully explore the best possible outcomes for their clients. 

We start by doing a deep-dive into your business goals and current situation. Based our expert business planning checklist, we then get to work, developing your business plan aimed at helping you achieve your goals, be that getting a bank loan, attracting a private investor, getting a business visa related application approved, or simply giving you a roadmap for business expansion and growth.

We do not generally charge you for our business loan brokering services (in the rare case of a fee being required, we would advise you up front so you have the option to accept). This is because we are generally compensated by the business lender. 

If you choose to use our business loan application enhancement services (which includes writing your business plan and cash flow projections if required by the lender), we will advise the cost for this up-front.

We always start with a no-obligation, free 30 minute conversation or Zoom meeting. 

Don’t worry, there’s nothing to prepare, just explain your current situation with our lending specialist, why you need a business loan, and help us run through our lending checklist.   

From there, we’ll be able to align on the best pathway forward from there to help you achieve your goals. 

Have a question? Just ask!

One of our lending specialists will be in touch

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Business finance broker - Smart Business Plans Australia
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