Business vehicle finance

We can talk you through the pros and cons of both options, so you can decide what’s best for you and your business.

Every business owner can benefit from this type of lending – from sole operators to large established and expanding businesses. It’s often seen as a smart way to get the vehicles needed for growth while preserving working capital, and potentially getting tax benefits at the same time (talk to your tax advisor).

Vehicle finance is particularly useful for businesses that rely heavily on transportation, such as delivery services, sales teams, trades, and logistics companies.

Typically yes, especially for larger loan amounts. There might be some exceptions for business owners with stellar credit scores who are seeking smaller amounts. We can help you determine what’s needed based on your specific situation and the type of vehicle you’re looking to finance.

Talk to our lending experts, we can potentially help you find a compatible lender based on your unique circumstances. There are lenders who specialise in bad credit vehicle finance, and we can guide you through your options.

What are the common types of vehicles that businesses finance?

• Cars and SUVs for sales teams and executives
• Utes and vans for tradespeople and delivery services
• Trucks for logistics and transport companies
• Specialised vehicles (e.g., food trucks, mobile clinics)
• Fleets for larger businesses
• Buses for tourism or shuttle services
• Forklifts for warehouses and distribution centers
• Tractors and agricultural vehicles for farming businesses

There are many benefits to working with us over your current lender, including:

Better options. Your bank can only offer you their own lending products. We can get the best lending products from almost all the lenders on the market, including loan types you may not have even considered, but may be a better fit than a traditional loan.

Massive time savings. For you to connect with every lender and find the best lending products for your unique circumstances would take months of hard work. We do that for you.

Better rates and terms. Even if you end up going for a loan with your current lender, we can sometimes negotiate terms and rates for you that are better than what you could get yourself.

Experience. We work for you, not the bank. We present your interests, sharing our experience, expertise and advice along the way, so you get the best possible outcomes.

It’s our goal to have you become a life-long Smart Business Plans client.

Our business loan and asset finance brokering services are generally free, as we are compensated by the business lender. In some unique situations if a fee for our services was required, this would be communicated to you in advance, and you’d have the opportunity to consider if you’d like to move forward or not. We will never impose a fee or cost for our services that are not communicated to you up front.

Easy! The best thing to do is have a free Zoom or phone chat with us. From there we can work together to get your business funding if there’s good alignment between what you need, and what we do.

Book a Zoom meeting w/ Hubspot diary
Or call 1300 262 098 to discuss your needs