Get the best loan for buying a business

  • Business loan brokering from 60+ lenders
  • Expert Business planning
  • Cash flow forecasting
Unsecured business loans - Buying a Business

Trusted by 3,300 Australian business owners

Family owned for 15 years

5 Star Google Reviews

Expert team working for you

100’s business loan options

Australia-wide business lending

Fast and Friendly team

More than 60+ Australian lenders

Trusted by 3,300 Australian business owners

Family owned for 15 years

5 Star Google Reviews

Expert team working for you

100’s business loan options

Australia-wide business lending

Fast and Friendly team

More than 60+ Australian lenders

Challenges of Buying a Business

Buying a business can be challenging.

  • Stress
  • Legals
  • Negotiations.

Getting the right finance can be just as challenging.

  • Dealing with lenders
  • Paperwork
  • Rates, terms and approvals

That’s why we’re here to help

Brief our expert team on what you need

We negotiate the best loan rates and terms from 60+ potential lenders

We write your bank loan business plan if required by the lender

We build your cash flow forecast if required by the lender.

We help you simplify the process right through to settlement.

Buying a business - finance checklist

Buying an established business can be a great way to start immediately generating cash flow and profits while avoiding the bootstrapping ‘start-up’ phase of a new business. It can also help you reduce your risk by getting into a business venture that is already proven, with an established customer base, staff, suppliers, and financials.

For many business owners, leveraging money from a business lender is an attractive option when it can be serviced within the cash flow of the business (or through other means), helping you buy the business faster, preserve other capital, leverage your assets, and potentially provide tax benefits.

There are many different business loan products and providers on the market, and the market is changing constantly, which makes it challenging for a business owner to ensure they’re getting the right type of loan, terms and rates to suit their business goals. That’s why clients come to us, to do that hard work for them, partnering with you to help you achieve your business goals.

What minimum eligibility criteria applies?

Generally speaking, if you want to get a business loan to acquire a business, lenders prefer you have proven business ownership or management experience in the same industry as the one you are looking to purchase. They’ll also be looking for:

  • An active Australian Business Number (ABN)
  • At least 6 months of business operation
  • A monthly turnover of more than $5K
  • An asset for security (for secured loans)

Don’t worry if you don’t meet all of these criteria, we work with over 60 business lenders, each of which have priorities and openness to assessing potential loans. Book a call so we can better understand your situation and needs.

Get started

Let’s get the commercial finance you need.

Business finance broker - Smart Business Plans Australia

Nadine Connell
Commercial Finance Broker

Key benefits we provide when

Buying a Business

60+ business lenders
Loans from $20k to $100m+
Large range of options, rates and terms
Quick approval and low doc options

Common uses for a loan when

Buying a Business

Buying a business entity & assets
Buying commercial property, renovations, improvements
Buying a franchise business
Acquiring farming or agricultural land or premises
Obtaining intellectual property
Buying business equipment, vehicles, machinery
Buying business inventory, invoice finance
Marketing, advertising, growth & operations costs

Why Work with Us?

We’ve had the privilege of helping more than 3,300 Australian business owners over the past 15 years, and we’d love to help you grow your trucking business as well.

Experience

We’ve helped over 3,300 Australian business owners during the past 15 years.

Access

We tap you into a network of 60+ potential lenders competing for your business.

Time

We make the process easier and faster so you can buy your business sooner.

How it Works

1. Talk to us

Share your goals with our lending experts.

2. We get to work

We negotiate with our network of 60+ lenders

3. You choose the best loan

We help you apply for the loan that best fits your needs.

Smart Business Plans Australia - Commercial Finance
Buying a Business - Avoid these mistakes if you want the best business loan - Managing my cash flow

Avoid these mistakes if you want the best Buying a Busine

Some business owners aren’t aware that interacting directly with lenders could harm their chances of getting a business loan.

Here are some common mistakes to avoid:

  • Being unprepared – no business plan or cash flow
  • Applying with multiple lenders directly
  • Allowing multiple credit checks in a short period of time
  • Not being honest or omitting important information
  • Asking for more than is serviceable or securable.

Making these mistakes could mean you aren’t able to get a business loan at all, or only one with poor rates and terms. This is why it’s so beneficial to work with us. We partner with you and help you avoid these mistakes so you get the best outcomes possible.

Not just your commercial finance broker.

Your business partner for the long haul.

Over the past 15 years Nadine and Chris have had the privilege to help more than 3,300 Australian business owners realise their business goals. 

Everyone’s situation and needs are unique. That’s why we offer personalised commercial finance broker and planning services, designed to ensure you get the right type of business finance with the best rates and terms possible.

What’s more, as our client you’ll also get access to all the experience and knowledge of our team – helping you succeed long term. Together.

Business finance broker - Smart Business Plans Australia

Frequently asked questions

  • As business finance brokers, we work for you to find the best loans from our marketplace of more than 60+ lenders which included the big four banks like Westpac, CommBank, ANZ and National Bank, to regional and niche lenders like BOQ, JudoBank, Pepper Money, Scotpac and many, many more. We don’t offer business loans directly ourselves.

Have a question? Just ask!

One of our lending specialists will be in touch

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Business finance broker - Smart Business Plans Australia
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