Business Finance

This Australian farm loan calculator is built for all three types of rural finance — lifestyle blocks, working farms and agricultural business acquisitions — because in my experience, getting your numbers right before you talk to a lender is the difference between going in prepared and going in blind. To get started, enter your purchase […]

“Should I buy commercial property now?” is the question I keep getting asked since the RBA‘s latest rate decision, and it’s one I’ve answered many times across multiple rate cycles during my 15+ years as a specialist commercial finance broker. As at February 2026 the RBA cash rate currently sits at 3.85%. Here’s what it

So, after twelve months of client conversations that kept me awake at night, I finally did something about it. The Premise Effect: What Business Are You Really In? is now available on Amazon! The Conversation That Broke Me March 2025. I was sitting across from David, a medical equipment supplier in Brisbane. Ten years in

If you’re thinking about buying commercial property in 2026, you’re probably wondering what the commercial property lending market is like right now. Inflation is running hot, rates are likely to rise, and uncertainty is flowing through to business owners trying to make decisions about their biggest financial commitments. Here’s what we’re actually seeing on the

If you’ve spent any time in the Australian commercial property market lately, you know the conversation usually starts and ends with yield. “What’s the return?” is the golden question. But as we navigate through 2026, I’m noticing a shift in the rooms where the real deals get done. When I sit down with credit managers

Introduction To Mixed-Use Property Finance Mixed-use property finance in Australia represents one of the most complex yet potentially rewarding areas of commercial property investment. That café with apartments above it, the office building with ground-floor retail, or the warehouse with an integrated residence—these properties offer unique advantages, but they’re also notoriously difficult to finance through

As we close the books on 2025, I’m reflecting on what’s been one of the most transformative years in Australian commercial property since the global financial crisis. After three years of uncertainty, elevated interest rates, and cautious investor sentiment, we’ve finally seen the market turn a corner. While the recovery remains selective and uneven across

As we head toward the end of 2025, I’ve been closely monitoring how the Sydney commercial property market is evolving, and November brings some significant developments worth discussing. The market is experiencing divergent trends across sectors; office vacancies are reaching multi-decade highs while industrial remains comparatively tight, creating distinct opportunities depending on your property strategy.

If you’re planning a commercial property development or construction project, you’ve probably heard about the recent construction industry challenges. With over 3,200 Australian construction companies entering insolvency in 2024 alone, lenders have become increasingly vigilant about the builders they’re prepared to fund. Understanding exactly what lenders look for in builder requirements can be the difference

While residential property headlines continue to dominate mainstream media, I’m witnessing something remarkable happening in Australia’s industrial property investment landscape (something my savvy clients are quietly capitalising on). What’s that? Industrial property investment has become the most sought-after asset class among institutional lenders, and for very good reasons. In my 15+ years help Australian business