Business Finance

Updated June 2025 If you’re looking for the best commercial financing rates, it’s important to understand the different factors that affect the specific rate you’re quoted by a lender. These rates are tailored for various business purposes, including purchasing property and leasing equipment. Factors include the RBA cash rate, but also individual factors including the […]

Debt consolidation loans are becoming a popular financial tool for Australian business owners who want to better manage their debt and improve cash flow. We are seeing a number of our clients use these products to improve their cash flow. That’s why, in this guide for beginners, I’ll walk you through the ins and outs of

Knowing your numbers with the help of our farming loan calculator is an important part of running your farm or agriculture business. That’s why we’ve built these specific farming loan calculators to help you make informed decisions. Please note that the results from our farming loan calculator are estimates only and do not constitute a

With more than 15 years in the Australian tech industry, I’ve seen first hand how important financing is to enabling new, innovative companies trying to survive and thrive. The choice between venture debt and more traditional business loans can make all the difference to a startups growth path, equity structure and overall financial health. That’s

As a business owner in Australia I’ve seen first hand how useful a working capital loan can be (so long as it’s used correctly). Understanding working capital loans is crucial for making informed financial decisions and leveraging these loans effectively for business growth. Whether you’re a small café in Melbourne or a tech startup in

As a small business owner myself who’s helped over 3,000 other business owners, I have seen many people struggle with business loans to buy a business – particularly falling into some common traps that can be avoided. The idea of stepping into an established business with a customer base, history, and brand is very attractive.

I’ve helped hundreds of Australian business owners work through the franchise business loan maze, and I’ve seen the excitement and potential of buying a franchise firsthand. I’ve also seen the pitfalls and mistakes that can trip up even the most keen entrepreneurs. In this guide, I’ll share my insights on the mistakes people make when

Getting a business loan can be the make or break moment for many business owners. While most business owners focus on perfecting their financials and polishing their bank loan business plans (which are both important by the way), there’s an often overlooked part of the loan approval process that can make a big difference as

As a business owner in Australia, you’re likely familiar with the role of a business loan broker in helping secure funding for your business. These professionals are experts at navigating the complex world of business finance, connecting you with suitable lenders and helping you get the best deals on business and commercial loans and other

As a small business owner I know how important it is to have the right equipment to keep things running. But financing that equipment can be a minefield and we all fall into the same traps. Here I’ll share 5 mistakes I’ve seen small businesses make with equipment finance along with some Australian market stats