Financial disclosures

Important financial disclosures and information.

Not Financial Advice

The information provided on this website is general in nature and does not constitute financial advice. It has been prepared without taking into account your personal objectives, financial situation, or needs. Before acting on any information on this website, you should consider the appropriateness of the information with regard to your objectives, financial situation, and needs.

**Important:** Nothing on this site should be construed as financial advice. We strongly recommend that you seek independent financial advice before making any financial decisions.

Commission Disclosure

We are transparent about how we earn our income. As a business finance broker, we receive commissions from lenders for the financial products we arrange for our clients. These commissions vary based on several factors:

– The specific product recommended
– The lender providing the product
– The size and term of the loan
– The complexity of the financial arrangement

The commission we receive does not affect the interest rate or fees you pay for your financial product. Our commitment is to find the most suitable product for your needs, regardless of the commission structure.

Lender Relationships

We work with a wide range of lenders to provide you with diverse options. However, we are not owned or controlled by any bank or financial institution. Our recommendations are based on our assessment of your needs and the suitability of the products available.

Privacy and Data Protection

We take your privacy seriously. All information collected is used solely for the purpose of assessing your financial needs and recommending appropriate products. We comply with all relevant Australian privacy laws and regulations.

Complaints and Dispute Resolution

If you have any concerns or complaints about our service, please contact us directly. We have an internal dispute resolution process to address any issues. If you are not satisfied with the outcome, you have the right to contact the Australian Financial Complaints Authority (AFCA).

Licensing and Regulation

Smart Business Plans is an Authorised Representative (CR 553930) of Loan Market Services Pty Ltd (ACL 517192).

For any questions regarding this financial disclosure, please contact us at 1300 262 098.

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