Business loan refinancing

  • Get better business loan rates and terms
  • Free up your cash flow for growth
  • Save time and money
Business loan refinancing

Key takeaways

We review your current business loans rates and terms

We calculate the potential benefits of refinancing

We explore our marketplace of 60+ lenders for better rates and term

We help you prepare the documents you need to apply

We help you free up cash flow in your busines

Running your business is challenging

  • Dealing with payments, suppliers and customers
  • Balancing business expenses with growth
  • Managing your cash flow

Making sure you’ve got the right finance is challenging too

  • Is my business loan still right for my business?
  • Am I paying too much?
  • Can I get better terms?

Business loan refinancing - checklist

Many business owners fall into this trap – they took a high interest rate loan early on because that’s all they could get, or they took the first business loan they could find without shopping around.

Either way, your business finance is too important to be left to chance. That’s why we offer free business refinance assessments – especially designed for busy business owners without a lot of spare time.

Book a 30 minute call here now.

We’ll review your current situation and options, and provide you with a personalised report on how your current business loans compare with other potential options on the market.

Get started

Let’s get the commercial finance you need.

Business finance broker - Smart Business Plans Australia

Nadine Connell
Commercial Finance Broker

A quick guide to Business loan refinancing

(Disclaimer) – this information is general in nature. Talk to our lending specialists for specific information tailored to your unique needs.

Lending options

60+ business lenders

Loan sizes

Loans from $20k to $100m+

Loan options

Large range of options, rates and terms

Approval

Quick approval and low doc options

We get you the best business finance
from our marketplace of 60+ lenders

Not just your commercial finance broker.

Your business partner for the long haul.

Over the past 15 years Nadine and Chris have had the privilege to help more than 3,300 Australian business owners realise their business goals. 

Everyone’s situation and needs are unique. That’s why we offer personalised commercial finance broker and planning services, designed to ensure you get the right type of business finance with the best rates and terms possible.

What’s more, as our client you’ll also get access to all the experience and knowledge of our team – helping you succeed long term. Together.

Business finance broker - Smart Business Plans Australia

Key benefits of

Business loan refinancing

Free up working capital and cash flow
Employ more staff
Expand operations
Increase advertising, marketing and growth

What can

Business loan refinancing

be used for?

Cover invoices
Invest in business improvements & renovations
Buy new or used business vehicles or equipment
Increase season inventory
Increase gross profit, improve serviceability

How it Works

1. Talk to us

Share your goals with our lending experts.

2. We get to work

We negotiate with our network of 60+ lenders

3. You choose the best loan

We help you apply for the loan that best fits your needs.

Buying a Business - Avoid these mistakes if you want the best business loan - Managing my cash flow

Avoid these mistakes if you want the best Business loan refinancing

Some business owners aren’t aware that interacting directly with lenders could harm their chances of getting a business loan.

Here are some common mistakes to avoid:

  • Being unprepared – no business plan or cash flow
  • Applying with multiple lenders directly
  • Allowing multiple credit checks in a short period of time
  • Not being honest or omitting important information
  • Asking for more than is serviceable or securable.

Making these mistakes could mean you aren’t able to get a business loan at all, or only one with poor rates and terms. This is why it’s so beneficial to work with us. We partner with you and help you avoid these mistakes so you get the best outcomes possible.

Smart Business Plans Australia - Commercial Finance

Frequently asked questions

  • As business finance brokers, we work for you to find the best loans from our marketplace of more than 60+ lenders which included the big four banks like Westpac, CommBank, ANZ and National Bank, to regional and niche lenders like BOQ, JudoBank, Pepper Money, Scotpac and many, many more. We act as your business loan broker, so don’t provide business loans directly ourselves.

Have a question? Just ask!

One of our lending specialists will be in touch

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Business finance broker - Smart Business Plans Australia
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