Get the best finance for growing your business

  • Get the best working capital to grow
  • Get fast asset, equipment and machinery finance
  • Refinance your business loan to free up cash
Commercial Property Purchase Finance

Trusted by 3,300 Australian business owners

Family owned for 15 years

5 Star Google Reviews

Expert team working for you

100’s business loan options

Australia-wide business lending

Fast and Friendly team

More than 60+ Australian lenders

Trusted by 3,300 Australian business owners

Family owned for 15 years

5 Star Google Reviews

Expert team working for you

100’s business loan options

Australia-wide business lending

Fast and Friendly team

More than 60+ Australian lenders

Challenges of Growing your business

Running your business is challenging.

  • Dealing with payments, suppliers and customers
  • Balancing business expenses with growth
  • Managing your cash flow

Accessing business finance to grow can be challenging too.

  • What type of business loan is right for me?
  • How can I leverage lenders to grow my business?
  • How can I access working capital or free up cash?

That’s why we’re here to help

Brief our expert team on what you need

Get the best secured or unsecured business loans from 60+ lenders

Explore the benefits of refinancing your existing loans

Get asset, vehicle, equipment, machinery, or low doc finance

Access working capital, line of credit or cash flow finance

Growing your business - finance checklist

Finance is an essential element to growing your business – be it expansion to new regions or market segments, opening new facilities, growing operations or production capability, or hiring more people and covering payroll and business assets.

For many business owners, accessing business lending products enables you to quickly realise your expansion plans and capitalise on market opportunities that present themselves here and now.

Your day-to-day is focused on running your business, while ours is on staying across the ever changing business lending market. That’s why together, we can help you find and access the best business lending products to suit your unique needs and goals.

What minimum eligibility criteria applies?

Generally speaking, lenders are looking for:

  • An active Australian Business Number (ABN)
  • At least 6 months of business operation
  • A monthly turnover of more than $5K

Other criteria apply depending on how you want to grow your business – acquiring commercial property, buying business vehicles, or covering operating expenses. In many cases we work with our clients to find creative solutions that combine different lending options because they provide the business outcomes for you overall. It all comes down to what you’re wanting to achieve.

Get started

Let’s get the commercial finance you need.

Business finance broker - Smart Business Plans Australia

Nadine Connell
Commercial Finance Broker

Key benefits we provide when

Growing your business

60+ business lenders
Loans from $20k to $100m+
Large range of options, rates and terms
Quick approval and low doc options

Common uses for a loan when

Growing your business

Acquiring commercial property or facilities
Buying business vehicles, equipment or machinery
Expanding business operations
Inventory or supply costs
Renovations and improvements
Advertising, marketing and growth
Wages and rent

Why Work with Us?

We’ve had the privilege of helping more than 3,300 Australian business owners over the past 15 years, and we’d love to help you grow your trucking business as well.

Experience

We’ve helped over 3,300 Australian business owners during the past 15 years.

Access

We tap you into a network of 60+ potential lenders competing for your business.

Time

We make the process easier and faster so you can buy your business sooner.

How it Works

1. Talk to us

Share your goals with our lending experts.

2. We get to work

We negotiate with our network of 60+ lenders

3. You choose the best loan

We help you apply for the loan that best fits your needs.

Smart Business Plans Australia - Commercial Finance
Buying a Business - Avoid these mistakes if you want the best business loan - Managing my cash flow

Avoid these mistakes if you want the best Growing your busine

Some business owners aren’t aware that interacting directly with lenders could harm their chances of getting a business loan.

Here are some common mistakes to avoid:

  • Applying with multiple lenders directly.
  • Allowing multiple credit checks in a short period of time
  • Not being honest or omitting important information
  • Asking for more than is serviceable or securable.

Making these mistakes could mean you aren’t able to get a business loan at all, or only one with poor rates and terms. This is why it’s so beneficial to work with us. We partner with you and help you avoid these mistakes so you get the best outcomes possible.

Not just your commercial finance broker.

Your business partner for the long haul.

Over the past 15 years Nadine and Chris have had the privilege to help more than 3,300 Australian business owners realise their business goals. 

Everyone’s situation and needs are unique. That’s why we offer personalised commercial finance broker and planning services, designed to ensure you get the right type of business finance with the best rates and terms possible.

What’s more, as our client you’ll also get access to all the experience and knowledge of our team – helping you succeed long term. Together.

Business finance broker - Smart Business Plans Australia

Frequently asked questions

  • As business finance brokers, we work for you to find the best loans from our marketplace of more than 60+ lenders which included the big four banks like Westpac, CommBank, ANZ and National Bank, to regional and niche lenders like BOQ, JudoBank, Pepper Money, Scotpac and many, many more. We act as your business loan broker, so don’t provide business loans directly ourselves.

Have a question? Just ask!

One of our lending specialists will be in touch

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Business finance broker - Smart Business Plans Australia
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